Frequently Asked Questions About Our Remarkable Service.

BokuCredit is a licensed lending institution headquartered in Lagos, Nigeria, with a mission to offer short and medium-term loans tailored to the needs of small and medium-sized enterprises (SMEs) and salaried individuals.

Our primary objective is to deliver quick, accessible, and convenient loan solutions with flexible repayment terms, catering to the financial requirements of both SMEs and salaried individuals.

Our primary goal is to provide our customers with fast, accessible and convenient loans, with flexible payment terms for SME’s and salary earners.

Personal Loan

  • The most recent 6 months of your bank statements.
  • A valid photograph identification card of the applicant (preferably an international passport or driver's license).
  • Signed checks from the applicant, covering both the principal and interest.
  • Two suitable guarantors, with at least one in a corporate employment, and their valid photograph identification cards.
  • Signed checks from the guarantors, covering both the principal and interest.

Business Loan

  • Company's incorporation documents, including CAC 2 & CAC 7, Certificate of Incorporation, and MEM/ART.
  • A valid photograph identification card of the applicant (preferably an international passport or driver's license).
  • Board Resolution specifying authorized representatives of the company, with the company's seal affixed.
  • The most recent 6 months of the company's bank account statements.
  • Two suitable guarantors, with at least one employed in a corporate capacity, and their valid photograph identification cards.
  • Signed checks from the guarantors, covering both the principal and interest.
  • Original title documents to be used as collateral, where applicable.
  • Any supporting documentation that demonstrates the purpose or justification for the loan, such as LPO documents, contract award documents, bills of lading, bills of quantity, or any other relevant transaction-related evidence.
  • Small and medium-sized enterprises.
  • Individuals with verified and stable income sources.
  • Companies in search of financial solutions for the following purposes:
    1. Project and contract financing
    2. Real estate financing
    3. Receivable discounting facilities
  • Reputable individuals referred to our organization.
  • Eligibility will be assessed through a credit check upon receipt of your application.

BokuCredit offers short-term, flexible loans with tenures ranging from 1 to 12 months.

At BokuCredit, we impose a late payment fee. Nevertheless, it's essential to note that a failure to meet agreed-upon repayments may have a detrimental impact on your credit rating, potentially hindering your ability to secure future loans from BokuCredit or other financial institutions.

Email info@BokuCredit.com or dial +234 813 991 9767 for quick response.

To begin the loan application process, please visit our website and click on the "Apply Now" button. Then, complete the application form.

Our interest rates are competitive and are subject to variation based on the loan tenor and the perceived level of risk associated with the borrower.

Certainly, it is possible to settle the loan before the due date.

The minimum loan amount we offer is N500,000, while the maximum loan amount extends to N50,000,000.